Act of God or act of nature is a legal term for events outside of human control, such as sudden floods or other natural disasters, for which no one can be held responsible. This does not protect those who put others in danger of acts of God through negligence, such as an adult who instructs a group of children to stand under a tree to escape a lightning storm. Contract law In the law of contracts, an "act of God" may be interpreted as an implied defense under the rule of impossibility, i.e., the promise is discharged because of unforeseen, naturally occurring events that were unavoidable and which would result in insurmountable delay, expense or other material breach. In other contracts, such as indemnification, an act of God may be no excuse, and in fact may be the central risk assumed by the promisor, e.g., flood insurance or crop insurance; the only variables being the timing and extent of the damage. In many cases, failure by way of ignoring obvious risks due to "natural phenom

Source: http://en.wikipedia.org/wiki/Act of God
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